Calculadora de Hipotecas y Préstamos
Calcula tu cuota mensual, intereses totales y calendario de amortización.
| 1 | 5 663.64 | 29 807.94 | 394 336.36 |
| 2 | 6 103.32 | 29 368.26 | 388 233.05 |
| 3 | 6 577.14 | 28 894.44 | 381 655.91 |
| 4 | 7 087.74 | 28 383.84 | 374 568.17 |
| 5 | 7 637.97 | 27 833.60 | 366 930.20 |
| 6 | 8 230.93 | 27 240.65 | 358 699.27 |
| 7 | 8 869.92 | 26 601.66 | 349 829.35 |
| 8 | 9 558.51 | 25 913.06 | 340 270.84 |
| 9 | 10 300.57 | 25 171.01 | 329 970.27 |
| 10 | 11 100.23 | 24 371.35 | 318 870.04 |
| 11 | 11 961.97 | 23 509.61 | 306 908.08 |
| 12 | 12 890.60 | 22 580.97 | 294 017.47 |
| 13 | 13 891.34 | 21 580.24 | 280 126.14 |
| 14 | 14 969.76 | 20 501.82 | 265 156.38 |
| 15 | 16 131.90 | 19 339.68 | 249 024.49 |
| 16 | 17 384.26 | 18 087.32 | 231 640.23 |
| 17 | 18 733.84 | 16 737.73 | 212 906.39 |
| 18 | 20 188.20 | 15 283.38 | 192 718.19 |
| 19 | 21 755.46 | 13 716.11 | 170 962.72 |
| 20 | 23 444.39 | 12 027.18 | 147 518.33 |
| 21 | 25 264.44 | 10 207.13 | 122 253.89 |
| 22 | 27 225.79 | 8 245.79 | 95 028.10 |
| 23 | 29 339.40 | 6 132.18 | 65 688.70 |
| 24 | 31 617.09 | 3 854.49 | 34 071.61 |
| 25 | 34 071.61 | 1 399.97 | 0.00 |
Acerca de la herramienta: Calculator
The Mortgage Calculator estimates monthly loan payments, total interest paid, and total cost of a loan over its term. It uses the standard annuity formula: M = P × [r(1+r)^n] / [(1+r)^n − 1], where P is the principal, r is the monthly interest rate, and n is the total number of payments.
You can adjust the loan amount, annual interest rate, and loan term to compare different mortgage scenarios. The calculator shows both the monthly installment and the total amount paid over the life of the loan.
Preguntas Frecuentes (FAQ)
What is an annuity payment?
An annuity (fixed) payment means you pay the same amount each month. Early payments are mostly interest, while later payments are mostly principal. This is the most common mortgage type.
Does the calculator include insurance and taxes?
No. The calculation shows principal and interest only. Property tax, homeowner's insurance, and PMI (if applicable) would increase your actual monthly payment.
Are these results financial advice?
No. The calculator provides mathematical estimates only. Consult a licensed financial advisor or mortgage broker for personalized advice.
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